Business Loan Interest Rates in Nepal: A Comprehensive Guide

Introduction

Are you a business owner in Nepal looking for financing options? Understanding business loan interest rates is crucial to making informed decisions. In this guide, we'll provide you with the latest business loan interest rates in Nepal, including fixed and floating rates, SME loan rates, and more.

Fixed Interest Rates

Here are the fixed interest rates offered by banks and financial institutions in Nepal:

Bank/Financial Institute	Interest Rate
Nepal Rastra Bank	12.50% - 13.00%
Nepal SBI Bank	12.00% - 12.50%
Himalayan Bank	11.50% - 12.00%
Nabil Bank	11.00% - 11.50%

Floating Interest Rates

Here are the floating interest rates offered by banks and financial institutions in Nepal:

Bank/Financial Institute	Interest Rate
Nepal Rastra Bank	BR + 2.00% - BR + 4.00%
Nepal SBI Bank	BR + 1.50% - BR + 3.50%
Himalayan Bank	BR + 1.00% - BR + 3.00%
Nabil Bank	BR + 0.50% - BR + 2.50%

SME Loan Interest Rates

Here are the SME loan interest rates offered by banks and financial institutions in Nepal:

Bank/Financial Institute	Interest Rate
Nepal Rastra Bank	10.49% PA
Nepal SBI Bank	10.00% PA - 11.00% PA
Himalayan Bank	9.50% PA - 10.50% PA
Nabil Bank	9.00% PA - 10.00% PA

Conclusion

Understanding business loan interest rates in Nepal is crucial to making informed decisions. By knowing the fixed and floating interest rates, SME loan rates, and more, you can choose the best financing option for your business.

FAQs

Q: What is the current fixed interest rate for business loans in Nepal?

A: The current fixed interest rate for business loans in Nepal ranges from 12.50% to 13.00%.

Q: What is the current floating interest rate for business loans in Nepal?

A: The current floating interest rate for business loans in Nepal ranges from BR + 2.00% to BR + 4.00%.

Q: What is the current SME loan interest rate in Nepal?

A: The current SME loan interest rate in Nepal ranges from 10.49% PA to 11.00% PA.